This form initiates the Emergency Grant application process. 

A member of the KW Associate’s Market Center or Regional leadership team, or KWRI Heart Fund/HR Rep must complete this form.  

To be eligible for a grant, applicants must meet all of the following criteria:

• Have an "active" associate profile in KW White Pages or Command
• Have been active with KW for the past six consecutive months
• Have less than $60,000 in liquid assets (combined checking and savings account balances)
• Have less than $500,000 in non-retirement investment accounts (e.g., stocks and bonds)
• Be applying on behalf of themselves, their spouse/domestic partner, or a legal dependent. 
• Have a qualifying event, qualifying expense, and demonstrate financial need.

To complete this Request to Apply form, you will need to know: 

1. KW Associate’s name (exactly as it appears in the KW White Pages or Command), email address, and phone number
2. Grant Applicant's Name (usually the KW Associate and Grant Applicant are the same—funeral grants are an exception; see Request to Apply form for more information)
3. Market Center Name/Number
4. The applicant's qualifying event
5. The grant amount the applicant is requesting

This form initiates the Catastrophic Hardship Grant application process. 

A member of the KW Associate’s Market Center or Regional leadership team, or KWRI Heart Fund/HR Rep must complete this form. 

To be eligible for a grant, applicants must meet all of the following criteria:

• Have an "active" associate profile in KW White Pages or Command
• Have been active with KW for the past six consecutive months
• Have less than $60,000 in liquid assets (combined checking and savings account balances)
• Have less than $500,000 in non-retirement investment accounts (e.g., stocks and bonds)
• Be applying on behalf of themselves, their spouse/domestic partner, or a legal dependent. 
• Have a qualifying event, qualifying expense, and demonstrate financial need.

To complete this Request to Apply form, you will need to know:

1. KW Associate’s/Grant Applicant's name (exactly as it appears in the KW White Pages or Command), email address, and phone number
2. Market Center Name/Number
3. The applicant's qualifying event
4. The grant amount the Grant Applicant is requesting
5. The amount of market center support provided to the applicant or a detailed fundraising plan

Emergency Disaster Grants are available to address immediate, critical needs such as food, temporary shelter, and clothing following a large-scale natural disaster. KW associates (agents and staff) and KWRI staff are eligible for assistance if they demonstrate financial need.

Eligibility Criteria:

• Applicants must have less than $60,000 in combined checking and savings accounts.
• Applications must be submitted within 30 days of the disaster. Applications submitted after this period will be declined.

To qualify, applicants must: 

• Meet the eligibility criteria,
• Experience a qualifying event,
• Have a qualifying expense, and
• Demonstrate financial need      

Important Notes:

• Emergency disaster grants are not intended to assist with loss of income, home repairs, or insurance deductibles.

Steps to Apply:

1. Notify Your Market Center Leadership: Inform your market center leadership of your need. KW Cares staff will verify your situation with your leadership, so this step must be completed before proceeding.
2. Complete the Eligibility Evaluation and Initial Grant Application: A KW Cares case manager will contact you by phone to conduct a brief intake interview.
3. Receive Grant Approval and Funds: Upon approval, KW Cares will initiate a bank transfer through BILL (www.bill.com). You will receive an email invitation to create an account and add your banking information. Follow the instructions in the email to set up your account in BILL.